POLISH WERSION - PDF

EXP ASSET Ltd – Terms and Conditions

§ 1. INTRODUCTION

Exp asset is an investing-training website, which main purpose is providing the user with services of the scope of financial instruments and cryptocurrency
1.1. PurposeExp Asset is an an investing-training website, which main purpose is providing the User with services of the scope of financial instruments and cryptocurrency, ICT start-up and cryptocurrency arbitration. 1.2. Exp Asset The Administrator and Service Provider is: Exp Asset Ltd, Craven House 40-44 Uxbridge Road, Ealing, London, Great Britain, W5 2B, share capital £250,000.00, registered under no. 10743547, therefore the User acknowledges that any statements shall be directed solely to that entity. Contact with the Service Provider is available at: support@exp-asset.com

§ 2. GENERAL PROVISIONS

The marketing plan is directly connected with the services in the website. Read it thoroughly. It provides detailed conditions of granting access to the services.

exp asset profit sharing is not guaranteed. The exp asset is risky business activity
2.1. Subject of the ServiceThrough the Website the User is offered access to and use of the Service in accordance herewith and the information provided on the site, as well as any additional terms and conditions published by the Service Provider, and in particular the User are bound by the Marketing Plan. The User is allowed to use the Service provided as a part of the User Account in accordance with conditions specified in the Marketing Plan. 2.2. Scope of the ServicesExp Asset is a team of professional managers, traders, analysts working on the scope of capital markets, cryptocurrency stock exchange market, alternative investments, ICT start-up investments, and education. Within the scope of the Exp Asset Website there is a possibility to gain knowledge of above matters, suitable to available services, especially:
  1. Live Trading Room;
  2. Trading Idea;
  3. Live Webinar;
  4. Trading Camp.
2.3. Right to Share Profits The User have right to share Exp Asset profits in accordance with the Marketing Plan, included herein as a the Profit Model 2.4. Definitions Password - unique string of characters created by the User, granting access to the User’s account; Login - the User’s name used for identification, jointly with the Password, necessary for authorisation during accessing the Website; User Account - collections and competences assigned to the User within the scope of the Website, includes data necessary for authorisation and for using the Services; Marketing Plan - a document specifying access to the Services and using the Profit Model; Website (Platform) - a website under the domain http://www.expasset.com, and under other Internet addresses, under which the Service Provider maintains the Website constituting the Internet Platform in the Service Provider possession; Registration - an activity of the Website based on opening the User’s Account and defining the Login, and the Password, and other registration fields; Information and Communication Technologies (ICT) System - a system of ICT equipment and software providing processing and storage, as well as sending and receiving data via ICT networks using the appropriate type of ICT ending device; Content - all content and services are published in the Platform; User - a natural person, a legal person, an organizational unit without legal personality to whom the Law assign legal capacity, who manages business or acts professional, or has appropriate competences on the basis of national law to participate in the Website, if applicable in the place of (usual) residence; Premium User - a user who has purchased any of the Package specified in the Marketing Plan.

§ 3. REGISTRATION AND AGREEMENT

TO SHARE EXP ASSET PROFITS THE SERVICE PROVIDER REQUIRES THE AGE OF MAJORITY
3.1. The User The agreement shall be concluded by natural persons, legal persons and other organizational units to whom the Law assign legal capacity. The age of majority is determined by the law of the country in which the User originates. Registration is free of charge, so the User shall access the functionality of the Website. A minor is allowed to become the User if he or she has a legal guardian's consent. In case of doubt as to the age of majority, the Service Provider may verify this status by requesting the submission of relevant supporting documents. 3.2. Agreement By registration the User concludes the agreement of provision of services by electronic means and confirms acknowledging hereof, and especially:
  1. The scope of the Service
  2. Marketing Plans
  3. Lack of necessity of inviting new members to the Website
  4. Conditions and means of payment
  5. The core purpose of the Website is provision of training services
  6. Lack of profit guarantee and presence of risk specified herein.
3.3. Registration fields The registration is solely online and requires providing information, i.e. especially:
  1. Name;
  2. Surname;
  3. E-mail;
  4. Password;
  5. Country
3.4. Registration Process The user is obliged to fill the required registration fields in the registration form in a complete and correct manner and then confirm the activation of the link sent by the Service Provider. If the User does not purchase within 48 hours of registering any service with a value of at least $50, the Service Provider has the right to remove or suspend the account. However, the User is not obliged to purchase the Service in any way, it is a free choice, and withdrawal is not subject to any penalty. In connection with the registration procedure, the User is obliged to:
  1. Conforming acknowledging hereof (The Terms and Conditions of Service Provision), accepting the terms and agreeing to processing of personal data and to receive marketing information via electronic means;
  2. Confirming acknowledging the conditions of membership in Exp Asset, including the Marketing Plan, and accepting the lack of necessity of inviting new members to the Website, and the fact that the Service Provider does not guarantee profits, and the presence of risk connected with financial markets and cryptocurrency.
3.5. Finished Registration Once registered, the User is able to personalize the account by posting a photo or avatar. This activity cannot be contrary hereto, applicable law and good morals. The Service Provider, as a result of violation hereof, breach of law or violation of good morals, reserves the right to remove the posted image or avatar.
THE AGREEMENT IS CONCLUDED FOR UNSPECIFIED PERIOD OF TIME. AT ANY TIME, THE USER IS ALLOWED TO TERMINATE THE USE OF THE SERVICE FREE OF CHARGE
3.6. Duration of the Agreement The Agreement is concluded for unspecified period of time. The User is allowed terminate the Agreement sending a notice via the Service Provider’s E-mail. The User has the right to request the removal of any of own data by sending the appropriate notice from the User’s Account to the Service Provider's E-mail, and the Service Provider is allowed to retain the necessary information to identify the User, in the event of claims or inquiries of authorities, and to settlement. The contract expires at the latest from the moment of the User’s death, but the rights to the account are allowed to be inherited to carry out inheritance proceedings. The right to obtain User's right is granted by the Service Provider on the basis of required documents for that purpose. 3.7. Termination of the Agreement Exp Asset reserves the right to terminate the agreement on grounds of an important reason with extraordinary rendition or disabling activities within the Profit Model, if applicable to Exp Asset activity, especially on grounds of violation hereof, and:
  1. Information dissemination that may negatively influence activities of the Company (the User shall be called first to discontinue)
  2. Information dissemination inconsistent herewith and the policy of the Company, including especially “hate”;
  3. When the User doesthe not insure activities sufficiently within Exp Asset
  4. The User has been sentenced (final judgement), bankruptcy or agreement proceedings have been opened against the User
  5. Stating that inviting other members is sufficient to profit
  6. Omitting information of lack of profit guarantee and risk in presentations on Exp Asset
  7. Misleading potential users about the purpose of Exp Asset

§ 4. USE OF SERVICES

 
4.1. Exp Asset Intended Use Each User obliges to use the Website in accordance with its purpose, applicable law, social and moral norms and the provisions hereof. The User is obliged to protect own personal passwords and logins from third parties access. The User’s primary goal should be to use knowledge acquisition services (training services).
PURCHASING THE PACKAGE, THE USER IS GRANTED RIGHT TO PARTICIPATE THE PROFIT RELATED TO EXP ASSET INCOME
4.2. Premium User The User accesses particular Service by purchasing one of the Package specified in the Marketing Plan. Purchasing the Package, the User is granted right to participate the profit (financial gain) related to Exp Asset income. The Profit Model is specified in § 4. 4.3. Press Enquiry The User shall not answer any press enquiries regarding Exp Asset, especially its Marketing Plan and the Service. The User is obliged to inform the Service Provider about all enquiries immediately or to get consent to provide answers with suggested content. 4.4. Right to the Account and Multi-Account Ban The User must not share the Account with others, transferring account rights, or any other form of sharing a part of or whole of the Account. The User is allowed to have only one account on the Website (multi-account ban).

§ 5. THE PROFIT MODEL

EXP ASSET PROFIT MODEL IS AN ADDITIONAL FEATURE OF A TRAINING PART
5.1. Additional Feature The primary purpose of Exp Asset Website is to enable the User to use the training part, and The Profit Model is an additional feature that allows the User to profit from the business activity. 5.2. Marketing Plan The Exp Asset Marketing Plan, including all provisions, is an integral part of the Agreement. The Marketing Plan includes the main principles of participating in the Profit Model with exemplary calculations.
THE PREMIUM USER IS TREATED AS A PROFESSIONALS AND SHALL HOLD AN ENTREPRENEUR STATUS, UNLESS THE LAW OF THE PLACE OF RESIDENCE REQUIRES OTHERWISE.
5.3. Premium User Activity The Premium User is not an employee, agent, contractor, or representative, and there are no guidelines for the obligatory the Service provision to gain profit. The User is not subject to any instructions of kind, place, activity and scope of business activity, and the User is solely responsible for compliance with applicable regulations, including tax regulations, as well as obtaining the right to conduct business activity, if applicable in a given legal system according to the activity performed by a particular person. The Exp Asset Service is, in principle, for all the Users, and to use the Profit Model the User shall hold an entrepreneur status, unless specific provisions states otherwise or the scope of the activity does not meet the requirements. The User is responsible for own activity and its risks and activities are based on the voluntary Registration. Except for the conclusion of an Agreement on Service Provision by Electronic Means, the User is not (in principle) bound to any other legal relationship with Exp Asset, in particular including, labor law relations or other, unless the mutual relations of the Parties have been established on the basis of separate written agreements or settlements.
THE USER GETS COMMISSION ON TURNOVER GENERATED BY USER’S STRUCTURE (DOWNLINE)
5.4. Trading Structure The Premium User is allowed to invite to Exp Asset others to distribute goods and Services provided by the Service Provider. After creating and maintaining structure focused on selling and caring about gather Users, the Premium User gets commission defined beforehand on turnover generated by User’s Structure (Downline) The User, who not only distributes the goods and Services, but also has established own distribution network, agrees and acknowledges that commissions and commissions provisions are applicable if qualifications specified in the Marketing Plan are maintained and improved. If a particular qualification has not been obtained or prepared within the specified period, the Premium User shall not be entitled to commissions for the specified period or shall be entitled only to part of the commissions related to turnover generated by own Structure. Qualification criteria shall be specified in the Marketing Plan, which is an integral part hereof.
NO OBLIGATION OF MATRICES PURCHASE
5.5. Matrices The User is enabled to purchase matrices as a part of improving own Structure. The User gets a bonus for every matrix in a created Structure to the point of the maximum level and for every direct partner. Additionally, the Service Provider offers bonuses for redemption of matrices in the form of computer processing power, understood as a participation in a process of cryptocurrency mining. Products related to the educational platform are available along with the matrices. Detailed rules of matrices operations, their types, values, duration, and benefits are specified in the Marketing Plan called Matrix, available from the User Account level. 5.6. Rewards In addition to the bonuses resulting from the Marketing Plan, the User are entitled to rewards for their activity if certain requirements are met. Detailed rewards rules, including their types, are specified in the Career Plan, available from the User Account level. To receive a reward on any account verification is required. The User is entitled to resign from a reward and receive 70% of the net reward value, which shall be added to the User’s Wallet settlement within the Website.
IN EXP ASSET A UNIT OF ACCOUNT IS 1PV
5.7. Rules of Rewarding and a Unit of Account The User owns the Structure that divides into two group (left and right). The User is allowed to invite others using direct link. Commissions are calculated on trading spot and paid at 10% after settling the difference between the weaker and the stronger group. Commissions are paid from the so-called weaker group. Commissions are granted only to verified Users. Two active Users are required for verification, one for each group. As the unit of account in the Structure is “1pv”, which equals $1. 5.8. Control Panel The Premium User purchasing the Package, besides the Service access, is entitled to fully functional and equipped Control Panel, which enables up-to-date and extensive specification of own Account, including Profit Wallet, Mining Wallet, Wallet, Binary Plan, Total withdrawal and Cash Wallet. RECRUITING (INVITING) NEW MEMBERS TO EXP ASSET IS NOT REQUIRED 5.9. Inviting New Users The Service Provider states, and the User acknowledges and accepts, that inviting new (other) Users within the Profit Model is neither necessary nor required to profit. Any possible information about the ways of obtaining profit including the benefits of inviting new Users shall not be interpreted as a required form for functioning in the System. Specifically, "All you have to do is invite one person/another person" does not mean that it is necessary within the Exp Asset Model. The User who has successfully invited (recruited) a new User gets the User into own Structure, according to the selected group. 5.10. Rotator In the event that a person registers directly via the Website, without any invitation to Exp Asset, the system (rotator) shall randomly allocate the new User to one of the User’s Structures. Once allocated, the allotment shall not be changed manually. The assigned User does not have information in the system to which structure the User has been added.
EVERY USER IS OBLIGED TO INFORM ABOUT LACK OF PROFIT GUARANTEE AND EXISTING RISKS
5.11. Honesty Clause The User and The Premium User acting within the Exp Asset Profit Model acknowledges and is obliged to:
  1. Inform about trainings and the Profit Model appropriately including especially the nature of cryptocurrency market and its dynamic in the context of changes;
  2. Inform about lack of profit guarantee and existing risks;
  3. Inform about lack of necessity to invite new Users;
  4. In relations with others be guided to follow principles of honesty and proper treatment
  5. Not to apply misleading, dishonest, unfair activities and trading.
THE USER IS ALLOWED TO COMPETE WITH EACH OTHER, HOWEVER, IT IS FORBIDDEN TO TAKE OVER USERS IF THE USER HAVE PURCHASED AT LEAST 3RD PREMIUM PACKAGE.
5.12. Competition Principle The User is allowed compete with each other by capturing users within Exp Asset (and those who are allowed to or will be registered). At the same time, the right to change the User by whom another User has been invited (to register a new account) is reserved. For this purpose, such a person shall first submit a request (notice) to the Service Provider to remove the User Account. In the event of violation of this condition the Service Provider is allowed to:
  1. Remove or temporary suspend the User Account of the persuaded and persuading User;
  2. Impose sanction on such Users up to their gathered financial means.
THE USER ACTS INDEPENDENTLY
5.13. Use of Exp Asset Trademark The User has right to use the Company’s trademark (name) and logo (mark) and advertising materials, especially the Marketing Plan available within the Account, on conditions specified by the Service Provider. Exp Asset trademark is allowed to be used on conditions specified in the Website, in compliance with:
  1. If the User advertises, publishes or uses the Exp Asset trademark, the User is obliged to add a statement “Independent Exp Asset Partner”;
  2. If the User has created a website, which is solely concerned with Exp Asset partnership or is described as one of several programs, the statement "Independent Exp Asset Partner” shall be on the home page;
  3. If the User has used the domain name (in words) Exp Asset, the Service Provider is allowed to request transfer of rights to the domain or change the content or structure of the website;
The User shall not be in business relationship or in contact with other Users and appear to be acting on behalf of Exp Asset. In external relations, the Premium User shall not use titles of "Leader", "Manager", "Director" or other similar titles, unless the Service Provider agrees and gives such a title. In the event of a breach of this provision, the Service Provider is allowed to warn the User, including the applicable sanctions, including the suspension/removal of the Account. If there are any additional terms and conditions/guidelines/instructions for the Premium User, they shall be applied accordingly. Such recommendations may include individual Users as well as specific groups. 5.14. Other Programs The User is allowed to participate in other profit programs, however, if the Services are similar to Exp Asset it is forbidden to:
  1. Offer participating in other programs Exp Asset Users
  2. Combine the Exp Asset presentation with other presentations as one material (or following ones), unless the Service Provider has agreed.
In the event of promoting direct competition, Exp Asset reserves the right to remove the User Account. Before deleting the Account, Exp Asset call the User to discontinue such activity immediately. In the event of non-compliance with the call, Exp Asset is entitled to exercise the right mentioned above.
EXP ASSET PROFITS MAINLY FROM CRYPTOCURRENCY MINING AND CRYPTOCURRENCY TRADING
5.15. Obtained profits by Exp Asset and the User’s Right to Share Profit Within the Service provision, Exp Asset obtain means which are used to make a profit. The main activities by which Exp Asset attempts to make a profit are investments in cryptocurrency mining (computer processing power) and cryptocurrency trading (trading means to increase capital). 5.16. Product Value/Service and Shipping In particular Package, the value of Products and Services, besides profit sharing, is the minimum price of the Package. At the moment of the purchase of Products and Services, the User acquires the right to participate in profits according to the total value of the purchased Package. All shipping costs (if any) will be borne by the User, unless stated otherwise, or unless the Service Provider has decided to cover the cost. This provision applies to physical products and advertising materials available on different markets. 5.17. Direct Bonus The User may be granted an additional bonus, which is dependent on having the Package of at least $1000 value. The bonus is calculated in pv points per directly invited partner who purchased any start Package. The rules of granting the bonus are specified in the Marketing Plan.
THE USER SHALL OBTAIN PROFITS IF THE PROFIT IS OBTAINED BY EXP ASSET
5.18. Lack of Guarantee Exp Asset does not guarantee any profits from the Website. Profits are dependent on the company condition, especially:
  1. cryptocurrency mining
  2. efficiency of traders
  3. cryptocurrency value
The User shall profit if the Company generates income. If the cryptocurrency mining is temporarily unprofitable, the trader shall make unprofitable transactions or the value of cryptocurrency shall fall, the Premium User may receive cryptocurrency at a lower value than they assumed. At the same time, if Exp Asset chooses to mine cryptocurrency that is currently at high value or traders make profitable transactions, then the User may receive maximum bonuses. In the event of good financial results (in terms of cryptocurrency) at the end of the financial year, which commences from the end of 2018, Exp Asset shall grant the most active Premium User a bonus. The bonus may depend on the knowledge about Exp Asset, the knowledge gained from training and activities within the Profit Model. 5.19. Risks By accepting The Profit model, the User accepts the risk arising from such activities, including in particular the matters described below. In particular, the User acknowledges that if cryptocurrency currently owned by Exp Asset violently or significantly loses value, the Premium User may receive bonuses lower than expected.
IF CRYPTOCURRENCY OWNED BY EXP ASSET VIOLENTLY OR SIGNIFICANTLY LOSES VALUE, THE USER MAY RECEIVE BONUSES LOWER THAN EXPECTED.
5.20. Bonus Calculation Bonuses are calculated once per 24 hours on a business day (from Monday to Friday) at variable percentage calculation (up to 1.5% as a general rule defined in the Marketing Plan), depending on the profit obtained by Exp Asset. Upon expiration of the Premium Package, the User is disabled to receive bonuses. 5.21. Exp Asset Activities The Company does not publish information about the activities since the activities on the markets constitute a trade secrecy. However, scheduled from the second or third quarter of 2018, Exp Asset shall introduce general reports for the Premium User and detailed reports for the Supervisory Board (Trust Board) selected from the Premium User, which is a group to determine the financial position - the rating of the Company (in terms of cryptocurrency). The exact rules of these actions shall be specified in the modified Terms and Conditions. Exp Asset is allowed to prolong for a justified reason the time of making such changes, within a maximum of one calendar quarter. 5.22. Account Verification The Service Provider is allowed to require verification of the User within the User’s activity in the Website, especially if the User has been qualified to receive a prize, and also if the Service Provider suspects the User’s transactions within the Service, in compliance with applicable anti-money laundering and terrorist financing regulations. In particular, the verification may consist of confirming the User's data with a valid identity card, obtaining an invoice with User’s data and explaining transactions by the User.

§ 6. PAYMENT

6.1. Unit of Payments Exp Asset processes payments only in cryptocurrency, in principles BITCOIN, and other may be entered into the system with the User consent. To make a payment, the User enters the address of own wallet to the User Account and the value of the payment in US dollars. 6.2. Fee and Transaction Time The fee of $5 is charged for each payment, which reduces the transfered value of the cryptocurrency to the User Wallet. Transaction time is up to 24 hours. 6.3. Prolongation Package (training services with profit sharing rights) as well as part of the Matrices have a specified validity term and after the term, the User makes a free choice of repurchasing for a further period of time. Exp Asset declares and the User acknowledges that the Company is allowed to terminate (suspend) settlement and validity of Packages/Matrices for a specified term of up to 3 months. In this case, the Matrices and the Packages are prolonged by this time. Exp Asset is allowed to make such a suspension when the cryptocurrency mining drops below the profitability limit, or if the BitCoin value in US Dollars or Polish Zloty drops below a half of the highest quoted value in one calendar year, according to the BitBay data. 6.4. Minimum Payment Value Payments below the minimum threshold of $100 shall not be processed. All commissions below this amount shall be held on the Transaction Account managed by the User and paid after the specified threshold has been reached.

§ 7. LIABILITY AND COPYRIGHT

EXP ASSET IS NOT REGISTERED AS AN INVESTMENT ADVISOR OR STOCKBROKER
7.1. Sanctions Any violation provisions hereof, at the discretion of the Service Provider in accordance with the scale of violation, shall result in warning, suspension, removal of the Account or remission of obtained means. If the User has taken steps that are not prohibited hereby, but are understood by the Service Provider to be harmful or unwelcome, the Service Provider shall notify the User via email, and demand to discontinue such activity immediately and remedy the default. Lack of User’s reaction or failure to respond to the Service Provider's demand is a violation hereof. 7.2. Exemption The Parties exempt the liability of the Service Provider and the Trainers for any damages resulting from the way in which the User uses Exp Asset and services provided within the Website. Exp Asset is not registered as an investment advisor or stockbroker. The Services provided by Exp Asset should not be seen as investment advice or recommendation from the Company or from companies related on the basis of purchasing, selling or holding a particular security, financial product or instrument that is related to such an investment. 7.3. Account Access Any results of unauthorized acquisition of the Password to the User Account by the third parties is not liability of the Service Provider. In particular, it applies if the User logs on to the Website from different locations, or if the User Account is registered by another person / User. Opening the Account within the Website for other person constitutes a particularly flagrant violation hereof, due to the will of the Service Provider to honestly inform each person about the conditions of joining Exp Asset and rules of the company activity. 7.4. Hyperlink In the case of placing hyperlinks of other entities on the Website, the Service Provider reserves that the Service Provider does not influence the content or contents of such web pages, does not verify or interfere with the manner of business activity, privacy policy of owners or administrators of these and it is recommended to acknowledge with terms and conditions and other documents, in particular concerning data processing. 7.5. Rights to the Website All rights to the Website and all its elements (including software, functional layout, graphics, databases and works presented within the Website) belong to the Service Provider. 7.6. Authorized Personal Use The User shall use the content on the Website for authorized personal use and for the purposes of the Profit Model. Any use of the content of the Website not constituting hereinabove is prohibited and constitutes a violation of copyright and hereof. 7.7. Rate Exp Asset is not liable for cryptocurrency used as a unit of account (regarding the BTC rules). Means are transferred (withdrawn) at current rate based on cryptocurrency stock market which holds assets of a company. If the value (rate) of the cryptocurrency drops during the transfer, the User does not make any claim.

§ 8. PRIVACY POLICY

THE SERVICE PROVIDER PROCESSES THE USER’S DATA
8.1. Data Processing Upon the registration, the User Account in the Website, the User agrees to place personal data in the Service Provider's base and to process them for the purposes of the Service. Sharing personal data provided by the User and a consent to their processing are necessary for the providing the Service, in particular the Profit Model. The User is liable for providing false personal data. The Service Provider is the administrator of the personal data provided by the User during the Registration process and use of the Website. By accepting this Privacy Policy, the User agrees to rules of collecting, processing and protecting personal data in respect of use of the Website specified herein. 8.2. Lack of Contact Exp Asset shall remove from the Website any names, addresses, other data or the Account, if the User fails to receive an e-mail or other documents repeatedly (at least twice materially or five times electronically) annotated “addressee not known”, “addressee deceased”, “undelivered”, “unknown” or similar and if the User does not respond to the Service Provider’s e-mail. 8.3. Respect for Privacy The Service Provider ensures of making every effort to ensure that personal data are processed with the greatest respect for the privacy of the data provider and with the utmost care for the safety of the processed personal data, and ensures of taking all legal measures to safeguard the personal data collections. 8.4. Applied Measures The Service Provider states to apply technical and organizational measures to ensure protection of personal data processed appropriate for the risks and a protection category of data, and to protect data against unauthorized sharing, processing as violation of the Law and a change, loss, damage or destruction. 8.5. Processing Purpose The Service Provider processes personal data of the User with the purpose of: 1) establishing, changing, executing or terminating the agreed relationship between the Service Provider and the User based on providing the Service; 2) marketing and advertising the Service 8.6. Scope of Data The Service Provider shall process personal data of the User, appropriately to available documents and provided data, such as: 1) name and surname 2) login 3) addresses 4) e-mail addressees 5) birth date 6) nationality 7) gender 8) avatar 9) PESEL number/ID number/ passport number/other ID It is required to provide other personal data in justified circumstances, particularly in the event of providing a justified request to the Service Provider for the sharing data with the authorities, about which the User shall be informed each time.
BROWSING THE WEBSITE DOES NOT REQUIRE PROVIDING PERSONAL DATA, UNLESS ACCESS IS CONDITIONAL UPON REGISTRATION
8.7. Website Browsing Browsing the content of the Website does not require the User to provide personal data, unless access is conditioned upon the registration. Failure to register the User Account shall limit ability to use the Service, including preventing from testing the availability of Service from the User Account level. The registration is free and does not entail any obligation to purchase the Exp Asset Service. 8.8. Data Processing Rules The Service Provider shall comply with the following rules for the processing of personal data:
  1. recording collected personal data only on such storage media that are protected against third party access;
  2. reporting collections of personal data or appointing persons who shall perform the required duties as such;
  3. performing data security surveillance throughout the whole possessing term to ensure in particular protection against unauthorized access, damage, destruction or loss;
  4. sharing data to authorities on the basis of applicable law;
  5. preserving the confidentiality of personal data.
The personal data processed by the Service Provider are not shared in a form that allows user identification of any kind, unless the User has given a consent or if the obligation to disclose data is based on applicable law. 8.9. Using the Website The Service Provider shall process the following data specifying the use of the Website by the User and the provided Service, in particular such as:
  1. markers identifying the User, including in particular User’s e-mail address, name and surname;
  2. markers identifying the end of the ICT system or network used by the User;
  3. information about the commencement, completion and the Service coverage;
  4. information about the Service used by the User.
8.10. Website Traffic Analyses The Service Provider states that it is allowed to use tools designed to analyze traffic within the Website such as Google Analytics and other similar. The Service Provider is allowed, in particular, to collect information about the User's activity and behavior, such as visiting the Website and using the Service. The Service Provider uses data solely for purposes of market research and traffic within the Website, for statistical purposes, in particular for the evaluation of interest in the posted content, including the Service, as well as for the purpose of improving the Website. If the User uses the Service via mobile device, the Service Provider is allowed to collect, in particular, the identity of mobile device, Internet service provider, and subscriber. The collected data shall be processed in an anonymous manner and used only for statistical purposes or to ensure proper use of the Website.
IF THE USER REMOVES OWN ACCOUNT (TERMINATES THE USE OF THE SERVICE), PERSONAL DATA IS DELETED, EXCEPT FOR THOSE THAT ARE NEEDED FOR THE PURPOSES SPECIFIED HEREIN
8.11. Service Use Termination Upon termination of the use of the Service by the User, the Service Provider shall not process User’s personal data except for:
  1. the Service settlement;
  2. advertising, market research and the behavior and preferences of the User for the purpose of improving the quality of the services provided;
  3. clarifying the circumstances of unauthorized use of the Website or the Service offered within the Website;
  4. authorized for processing under separate laws or agreements.
8.12. User Rights The provider ensures that the applied rules of processing personal data ensure that the User comply with their rights under the applicable law, in particular the right to access own data, the right to request updates and removal, and the right to object in the cases specified in the law. The Service Provider is allowed to refuse to remove personal data if the User has failed to pay all charges to the Service Provider or has breached the terms of use of the Website, or any of the Service, or applicable laws, and the User's personal data are necessary to clarify these circumstances by the Service Provider and determine the liability of the User. A clearly expressed statement of will to request to discontinue or remove the personal data processing addressed to the Service Provider disabling the use of the Website constitutes the basis for the removal of the User Account, about which the user shall be informed earlier. In order to exercise the rights specified hereinabove, the User is allowed to contact the Service Provider at any time. 8.13. European Union Regulations and Change in Law Under the European Parliament and Council Directive (EU) 2016/679 of 27 April 2016, which enters into force in the Member States on 25 May 2018 and the planned amendment of the Data Protection Act, the Service Provider shall update the Website documentation to adjust Exp Asset for these changes.

§ 9. COOKIES POLICY

THE SERVICE PROVIDER ANALYZES COOKIES TO DETERMINE WHICH SERVICES ARE THE MOST INTERESTING FOR THE USER
9.1. Cookies Types Within the Website, the Service Provider is allowed to use following types of cookies:
  1. temporary, which are removed when after leaving the Website or after turning off a web browser;
  2. permanent, which are stored in the User’s end device for unspecified period of time or until the User’s own removal;
  3. statistic, which allows to analyze the traffic within the Website; functional, which allows to personalize the Website by the User
  4. advertising, which allows the User to receive content adjusted to personal preferences;
  5. obligatory and safety, which regard safety keeping rules within the Website and authentication rules.
9.2. Purposes of Using The Service Provider uses cookies for the following purposes:
  1. optimization, increasing efficiency and quality of the Service;
  2. correct feature configuration available within the Website;
  3. personalization of display contents and adjusting advertisements to visitors of the Website
  4. saving the User’s sessions (after logging in), so the User does not have to enter the login and password to every subpage;
  5. keeping safety and reliability of the Website;
  6. collecting, using and publishing general statistic data by means of analytic tools
9.3. Analysis To ensure the highest quality of the Website, cookies are analyzed to determine which subsites are visited the most, which browsers are used by visitors and whether the Website structure is free of errors. 9.4. Cooperation with Entities Cookies stored on the User's end device are allowed to be used by other entities that affect the quality of the offered Service. The User is allowed to change own cookie settings at any time by specifying the conditions for storing and accessing cookies on User’s device. The User is allowed to make changes to the settings referred hereto by using of the settings of the web browser or by configuring the Service. These settings are allowed to be changed to block automatic cookie activity in a web browser or to inform the User of every cookie on User’s device. 9.5. User Rights The User is allowed to remove cookies at any time by using the settings available in the used web browser. Restricting or blocking cookies via the web browser shall not make it impossible for the User to participate in the Website, however, this may cause difficulties or irregularities in the Website operation for which the Service Provider is not responsible. It is recommended to use software that enables cookies operation.

§ 10. REPORT OF INFRINGEMENTS AND COMPLAINTS

REPORTING VIA SUPPORT TAB
10.1. Form of the Report The User and third parties are allowed to report infringement and complaints to the Service Provider to the Service Provider e-mail address. The Service Provider specifically recommends reporting any violation of the law by another User, or any violation of the law with regards to the Website content, or any abnormalities related to operation of the Website, especially the User recommends using Exp Asset as a profit website and not an educational one. Reports shall be made using the provided form in the Support tab. 10.2. Content of the Report The report shall include the required fields specified in the form, in particular the following:
  1. type of the report
  2. designation of the reporting person whose rights have been infringed or who has a legal or factual interest in the notifying, including the e-mail address, name and surname;
  3. detailed description of law violation.
A notification, that does not meet certain requirements, shall not be treated as a credible notification of unlawful or violating hereof. 10.3. Response The Service Provider shall provide information after examining the notification within 30 (say: thirty) days of its submission. The response to the notification shall be sent to the notifier address, which has been submitted in the application. The Service Provider reserves the right to extend the above term by a maximum of 30 (say: thirty) days in the event of identification of the notification requires special messages or encountering obstacles independent of the Service Provider, in particular such as equipment failures or the Internet network. Furthermore, the Service Provider reserves that the examination of the notification may require additional explanations from the notifier - the duration of the response shall be extended accordingly each. In the event of a completely unjustified notification or two unjustified notifications, the User shall be subject to a $20 fine. If the Support is forced to charged the User in connection with violations hereof or User’s activity within Exp Asset, in addition to the warning the minimum penalty shall be at least $20. 10.4. Response Form Submitting the User’s complaint electronically is equivalent to agreeing to receive a response from the Service Provider also in electronic form.

§ 11. ADDITIONAL INFORMATION OF THE SERVICE

11.1. System Operation The Service Provider ensures the operation of the ICT system which is used in such a way that the User is allowed to terminate the use of the Service provided by electronic means at any time. 11.2. Cryptographic Techniques The provider shall ensure the operation of the ICT system which is use in such a way as to prevent unauthorized access to the content of the transmission of electronic services, in particular using cryptographic techniques. 11.3. Competent Entity The Service Provider shall provide unambiguous identification of the parties of electronic service and due diligence to ensure the User of the competent entity who provides a product or service within the Website. 11.4. Technical Risk The Service Provider states that the use of electronic services may entail technical risks, classic for the use of ICT systems. In case of the Profit Model, the User shall protect electronic communication and devices from unauthorized access, including in particular, the installation of anti-virus software. 11.5. Function and Purpose of Software Updated information about the function and purpose of the software or data that are not part of the content of the electronic service entered into the ICT system used by the User (cookies) is contained in the Privacy Policy of the website. 11.6. System Requirements In order to use the Service provided within the Website, the User shall meet the following technical requirements necessary for cooperation with the ICT system of the Service Provider: using a device enabling the use of the Internet, connection to the Internet, using a browser enabling the display of web pages, e.g. Internet Explorer versions 5.5 and higher, Opera versions 7 and higher, Firefox versions 1 and higher, Google Chrome 5.0 and higher, Safari 5 or higher with cookies setting enabled, SSL and JavaScript enabled encryption, and an active e-mail account (e-mail). To withdraw it is necessary to own a wallet address to receive cryptocurrency. 11.7. Problem Diagnosis The Service Provider reserves the right to intervene in the technical structure of the User Account to diagnose irregularities in the operation of the Service, and is allowed to change or affect the technical side of the User Account in any manner to modify or restore the correct operation of the User Account or the Website.

§ 12. FINAL PROVISIONS

12.1. Amendments Exp Asset reserves the right to amend hereto without any justification. The Service Provider shall notify the User of amendments in a visible place on the Website either by sending an e-mail to the User or directly by the message available in the User Account (in the User Panel). If the user does not agree hereto, the User is allowed to remove the User Account. 12.2. Complementing and Information No legal basis or incomplete of any of the provisions contained herein does not mean that the entire agreement is legally void. These provisions shall be changed to the ones that best reflect meaning and purpose. It is stated that the Supervisory Board (Trust Board) referred hereto is not and will not be a formally established entity in the Company, but the Management Board shall comply with its recommendations/opinions/notices. The purpose of this body is to adopt sound transparency in the activity of Exp Asset. 12.3. Disputes (Clause of Jurisdiction and Court Choice) The provisions hereof and any disputes between Exp Asset and the User shall be governed by the Polish law, regardless of any conflict of law. The User is obliged to settle any disputes between the Service Provider only in court having jurisdiction over Exp Asset current registered office, or if Exp Asset agrees to settle the dispute by the court in a particular country. The User agrees to be bound by the jurisdiction of these courts to settle any dispute. In case of interpretation doubts of the meaning of the provisions hereof the Polish version prevail. 12.4. Transformations and Transfer of Rights The User agrees to the transformations, legal changes and transfer of rights from the Service Provider to another entity. In particular, the User agree that the premises of Exp Asset are allowed to be transferred to another country, including through creating a completely new company. Assignment of rights and claims is prohibited between the Parties in other cases. 12.5. Suspending and Terminating the Service Provision In specific cases that affect the security or stability of the ICT system, the Service Provider reserves the right to temporarily suspend or restrict the provision of the Service without prior notice to the User. In particular, the Service Provider is entitled to conduct maintenance work to restore security and stability of the ICT system. The User has no claims as a result of suspension or termination of the Services by the Service Provider. The Service Provider is also allowed to terminate the service permanently.